In these crazy times of extra-ordinary low interest rates, where does one look to find an investment that gives a decent rate of return ?

For pension funds or retired people, looking for a regular rate of return, these times are very hard to secure a reliable source of income. However one can find investments that do yield 5%, so there are ways to make your hard earned savings pay a decent yield with a level of risk, as it is not possible to get 5% on a deposit account, but I can show you some investments that do yield 5% provided you have an appetite for risk.

HICL Infrastructure PLC [http://www.shareshop.hsbc.co.uk/shareshop/security.cgi?csi=185903&action=]

John Laing Infrastructure PLC
[http://www.shareshop.hsbc.co.uk/shareshop/security.cgi?csi=2510086&action=]

Individual stocks that give exposure to hard assets that give a return of 5%.
There are investment funds that pay monthly and are yielding 4%.

The Legal & General Monthly Income Fund:
[http://i.legalandgeneral.com/consumer/investments/products-and-funds/actively-managed/income/investments-productsandfunds-activelymanaged-income-fund-managedmonthlyincome.jsp]

One has to look hard, but as you see, one can get an income if one is willing to take a risk.