The Standard Life Active Higher Interest Pension fund aims to provide higher returns than Money Market funds. It does this by investing not only in bank and building society deposits but also in a variety of other instruments including Certificates of Deposits (CDs), Commercial Paper, Covered Bonds, Fixed and Floating Rate Medium Term Notes (MTN), Asset Backed Securities (ABS) and Residential Mortgage Backed Securities (RMBS) where, when purchased, repayment is typically expected within 5 years

Top Holdings Fund (%)

SUMITOMO MITSUI TRUST BANK LTD (LONDON) 8.6% of the fund
CREDIT AGRICOLE CORP INV BANK 8.5% of the fund
DZ BANK 8.5% of the fund
MUFG BANK LTD (TOKYO) 8.5% of the fund
RABOBANK INTERNATIONAL 8.5% of the fund
SMBC EUROPE LONDON 8.5% of the fund
MIZUHO BANK 8.5% of the fund
KBC BANK NV, LONDON BRANCH 5.4% of the fund
THE TORONTO-DOMINION BANK 4.8% of the fund
BARCLAYS BANK PLC 2.5% of the fund

Total 72.3% of the fund

Courtesy of Standard Life