A great quote:

http://www.bbc.co.uk/news/business-42110539

Following the “Melling Scam” that has caught poor Christine out and how the people of Ambridge got scammed, what’s the deal with Melling Equestrian Investments?

It was run by a very charming friend-of-a-relative-of-a-friend of Justin Elliott. He was smooth and dapper and was offering very high returns of about 12% for investments into what he described as a world class racecourse for top quality horses in Costa Rica

http://www.bbc.co.uk/blogs/thearchers/entries/efe1f330-89af-44d6-b8fb-fef46eac5cf6

12% return in a climate on 0.5% interest rates…..when something looks TOO GOOD TO BE TRUE, IT USUALLY IS !!!!