Yesterday, Friday 29th April, The Royal Bank of Scotland, announced its Q1 2016 results.

http://investors.rbs.com/~/media/Files/R/RBS-IR/results-center/q1-results-2016-slides.pdf

A loss of £968m.

70% owned by the UK Tax Payer, some interesting figures are buried in the results.

£4.2bn pension payment made to the main scheme. So that only can be a good thing for the employees and pensioners of RBS.

Customer deposits are at £352 billion.
Net loans & advances to customers are at £317 billion.

Thus more deposits than outstanding loans.

Slide 19 is the interesting one, of how is shows how RBS is reducing its exposure to certain sectors:-
Oil & Gas
Mining and Minerals
Shipping
Emerging Markets

So one can detect, that the bank fears that these sectors are in contraction, and thus reducing loans to these sectors is a mechanism to reduce the risk at RBS.