£2,000 Tax Free Dividends = What it means

The rules on dividends from HMRC are clear to UK tax payers.
You are allowed “only” the first £2,000 of dividends to be tax free, and then anything above is taxed. Dividend income in excess of the allowance is taxable at the following rates: 7.5% within the basic rate band; 32.5% within the higher rate band; and 38.1% on dividend income taxable at the additional rate

So what is £2,000 tax free dividends worth if you held some high quality UK stocks.

e.g the world’s leading Telecommunications corporation is BT plc. www.bt.com

https://www.btplc.com/Sharesandperformance/Dividends/Dividends.htm

In the tax year 2017-18 BT paid 2 dividends:

4.85p in 5th Feb 2018
10.55p in 4th Sept 2017

4.85p + 10.55p = 15.4p

So to have £2,000 dividend income in 2017-18 from BT you would need: £2,000 / £0.154 = 12987.01298701299 Shares in BT plc.

at today’s market price of £2.35

http://www.shareshop.hsbc.co.uk/shareshop/security.cgi?csi=10025&action=

That would mean an investment of £2.35 * 12987.01298701299 = £30519.48051948052

Thus £30,519 buying BT shares today would give an approximate income of £2,000 if all things being equal (share price steady, dividend payment steady). BT Be There.

If you wanted £2,000 income in an oil company like Royal Dutch Shell plc, what would that be ?

Shell pays out 4 dividends a year

https://www.shell.com/investors/dividend-information/historical-dividend-payments.html

It is has remained steady at US$0.47 a share which is about 33p a share.

Thus 4 dividends:-

33p+33p+33p+33p = £1.32

So to have £2,000 dividend income in 2017-18 from Royal Dutch Shell B shares you would need: £2,000 / £1.32 = 1515.151515151515 Shares in Royal Dutch Shell B plc.

at today’s market price of £23.71

http://www.shareshop.hsbc.co.uk/shareshop/security.cgi?csi=133755

That would mean an investment of £23.71 * 1515.151515151515 = £35924.24242424242

Thus £35,924 buying shares in Royal Dutch Shell B would give today would give an approximate income of £2,000 if all things being equal (share price steady, dividend payment steady)

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