{"id":6005,"date":"2025-04-19T04:30:00","date_gmt":"2025-04-19T04:30:00","guid":{"rendered":"https:\/\/www.asadkarim.co.uk\/?p=6005"},"modified":"2025-04-09T08:51:30","modified_gmt":"2025-04-09T08:51:30","slug":"standard-life-active-higher-interest-pension-fund","status":"publish","type":"post","link":"https:\/\/www.asadkarim.co.uk\/?p=6005","title":{"rendered":"Standard Life Active Higher Interest Pension Fund"},"content":{"rendered":"\n<p>The Standard Life Active Higher Interest Pension fund aims to provide higher returns than Money Market funds. It does this by investing not only in bank and building society deposits but also in a variety of other instruments including Certificates of Deposits (CDs), Commercial Paper, Covered Bonds, Fixed and Floating Rate Medium Term Notes (MTN), Asset Backed Securities (ABS) and Residential Mortgage Backed Securities (RMBS) where, when purchased, repayment is typically expected within 5 years<\/p>\n\n\n\n<p>Top Holdings Fund (%)<\/p>\n\n\n\n<p><br>SUMITOMO MITSUI TRUST BANK LTD (LONDON) 8.6% of the fund<br>CREDIT AGRICOLE CORP INV BANK 8.5% of the fund<br>DZ BANK 8.5% of the fund<br>MUFG BANK LTD (TOKYO) 8.5% of the fund<br>RABOBANK INTERNATIONAL 8.5% of the fund<br>SMBC EUROPE LONDON 8.5% of the fund<br>MIZUHO BANK 8.5% of the fund<br>KBC BANK NV, LONDON BRANCH 5.4% of the fund<br>THE TORONTO-DOMINION BANK 4.8% of the fund<br>BARCLAYS BANK PLC 2.5% of the fund<\/p>\n\n\n\n<p>Total 72.3% of the fund<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.asadkarim.co.uk\/wp-content\/uploads\/2025\/03\/sl-cash1.png\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.asadkarim.co.uk\/wp-content\/uploads\/2025\/03\/sl-cash1-1024x576.png\" alt=\"\" class=\"wp-image-6006\" srcset=\"https:\/\/www.asadkarim.co.uk\/wp-content\/uploads\/2025\/03\/sl-cash1-1024x576.png 1024w, https:\/\/www.asadkarim.co.uk\/wp-content\/uploads\/2025\/03\/sl-cash1-300x169.png 300w, https:\/\/www.asadkarim.co.uk\/wp-content\/uploads\/2025\/03\/sl-cash1-768x432.png 768w, https:\/\/www.asadkarim.co.uk\/wp-content\/uploads\/2025\/03\/sl-cash1-624x351.png 624w, https:\/\/www.asadkarim.co.uk\/wp-content\/uploads\/2025\/03\/sl-cash1.png 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<p><strong><em>Courtesy of Standard Life<\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Standard Life Active Higher Interest Pension fund aims to provide higher returns than Money Market funds. It does this by investing not only in bank and building society deposits but also in a variety of other instruments including Certificates of Deposits (CDs), Commercial Paper, Covered Bonds, Fixed and Floating Rate Medium Term Notes (MTN), [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6005","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/6005","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6005"}],"version-history":[{"count":1,"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/6005\/revisions"}],"predecessor-version":[{"id":6007,"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/6005\/revisions\/6007"}],"wp:attachment":[{"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6005"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6005"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6005"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}