{"id":5088,"date":"2023-07-03T02:13:00","date_gmt":"2023-07-03T02:13:00","guid":{"rendered":"https:\/\/www.asadkarim.co.uk\/?p=5088"},"modified":"2023-06-30T09:18:13","modified_gmt":"2023-06-30T09:18:13","slug":"direct-line-group","status":"publish","type":"post","link":"https:\/\/www.asadkarim.co.uk\/?p=5088","title":{"rendered":"Direct Line Group."},"content":{"rendered":"\n<p>One of the UK largest insurance companies, is the Direct Line Group.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.directlinegroup.co.uk\/\">https:\/\/www.directlinegroup.co.uk\/<\/a><\/p>\n\n\n\n<p>Its origins are the from the ownership of Direct Line by the Royal Bank of Scotland Group, then spun out from the RBS group after the UK Government bailout in 2008.<\/p>\n\n\n\n<p>Today it is a standalone PLC.<\/p>\n\n\n\n<p>Motor Insurance <strong>\u00a31,432.7m<\/strong> in premiums received<br>Home, Commercial, Rescue and other personal lines &#8211; ongoing operations <strong>\u00a31,537.1m<\/strong> in premiums received<\/p>\n\n\n\n<p>Total  premium income <strong>\u00a32,969.8m<\/strong><\/p>\n\n\n\n<p>What is interesting to see is what Direct Line does with its insurance premiums that it collects, and what investments it holds:-<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.asadkarim.co.uk\/wp-content\/uploads\/2023\/06\/DirectLine1.png\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.asadkarim.co.uk\/wp-content\/uploads\/2023\/06\/DirectLine1-1024x576.png\" alt=\"\" class=\"wp-image-5089\" srcset=\"https:\/\/www.asadkarim.co.uk\/wp-content\/uploads\/2023\/06\/DirectLine1-1024x576.png 1024w, https:\/\/www.asadkarim.co.uk\/wp-content\/uploads\/2023\/06\/DirectLine1-300x169.png 300w, https:\/\/www.asadkarim.co.uk\/wp-content\/uploads\/2023\/06\/DirectLine1-768x432.png 768w, https:\/\/www.asadkarim.co.uk\/wp-content\/uploads\/2023\/06\/DirectLine1-624x351.png 624w, https:\/\/www.asadkarim.co.uk\/wp-content\/uploads\/2023\/06\/DirectLine1.png 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><figcaption>Courtesy of Direct Line PLC<\/figcaption><\/figure>\n\n\n\n<p>Debt (credit) assets in total (such as high quality bonds = debt) = <strong>\u00a33,247.3 million<\/strong><br>Total assets it holds = <strong>4,917.0 million<\/strong><\/p>\n\n\n\n<p>thus (\u00a33,247.3 million) \/ (4,917.0 million) = <strong>66% of its assets are in bonds<\/strong>.<\/p>\n\n\n\n<p>Only \u00a313m of its investments are in shares (equities) = <strong>0.26% of its assets are in shares<\/strong><\/p>\n\n\n\n<p>Investment income <strong>\u00a3124.0m<\/strong> on its investment portfolio of 4,917.0 million<br>That is a yield of 2.52%<\/p>\n\n\n\n<p><a href=\"https:\/\/www.londonstockexchange.com\/stock\/DLG\/direct-line-insurance-group-plc\/company-page\">DIRECT LINE INSURANCE GROUP PLC DLG Stock | London Stock Exchange<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>One of the UK largest insurance companies, is the Direct Line Group. https:\/\/www.directlinegroup.co.uk\/ Its origins are the from the ownership of Direct Line by the Royal Bank of Scotland Group, then spun out from the RBS group after the UK Government bailout in 2008. Today it is a standalone PLC. Motor Insurance \u00a31,432.7m in premiums [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-5088","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/5088","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=5088"}],"version-history":[{"count":1,"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/5088\/revisions"}],"predecessor-version":[{"id":5090,"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/5088\/revisions\/5090"}],"wp:attachment":[{"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=5088"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=5088"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=5088"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}