{"id":359,"date":"2013-10-30T09:06:38","date_gmt":"2013-10-30T09:06:38","guid":{"rendered":"http:\/\/www.asadkarim.co.uk\/?p=359"},"modified":"2013-10-30T09:06:38","modified_gmt":"2013-10-30T09:06:38","slug":"fund-focus-mg-optimal-income","status":"publish","type":"post","link":"https:\/\/www.asadkarim.co.uk\/?p=359","title":{"rendered":"Fund Focus: M&#038;G Optimal Income"},"content":{"rendered":"<p><strong>M&amp;G Investments<\/strong> is a part of <strong>Prudential PLC<\/strong>, one of the world&#8217;s largest insurers.<\/p>\n<p>M&amp;G is the fund management arm of Prudential. In 1931 they launched the first Unit Trust (collective investment fund) to UK investors. With over <strong>\u00a3230 Billion<\/strong> under management, they really are an investment giant.<\/p>\n<p>A very highly regarding fund from M&amp;G is the <strong>Optimal Income Fund<\/strong>. With <strong>\u00a315,662 Million<\/strong> = <strong>\u00a315.6 Billion<\/strong> in this fund, it is massive.<\/p>\n<p>The Fund aims to provide a total return to investors through strategic asset allocation and specific stock selection. The Fund will be at least 50% invested in debt instruments, but may also invest in other assets including collective investment schemes, money market instruments, cash, near cash, deposits, equities and derivatives. Derivative instruments may be used for both investment purposes and efficient portfolio management.<\/p>\n<p>[<a title=\"M&amp;G Optimal Income\" href=\"http:\/\/www.mandg.co.uk\/investor\/-\/media\/Imported-Documents\/OPTI\/Mandg-Optimal-Income-Fund_Factsheet_XXXX-XX_GBP_A_UK_Consumer_ENG_UK.pdf\" target=\"_blank\">http:\/\/www.mandg.co.uk\/investor\/-\/media\/Imported-Documents\/OPTI\/Mandg-Optimal-Income-Fund_Factsheet_XXXX-XX_GBP_A_UK_Consumer_ENG_UK.pdf<\/a>]<br \/>\nIt holds:<\/p>\n<p>Government bonds <strong>21.5%<\/strong><br \/>\nInvestment grade bonds <strong>46.8%<\/strong><br \/>\nHigh yield bonds <strong>18.1%<\/strong><br \/>\nEquities <strong>11.3%<\/strong><br \/>\nCash <strong>1.4%<\/strong><\/p>\n<p>In the past 5 years this fund has grown, and even in the financial crisis of 2008.<\/p>\n<p>The top investment holdings are:<\/p>\n<p>Verizon Communications <strong>2.7%<\/strong><br \/>\nGranite Master Issuer <strong>2.1%<\/strong><br \/>\nLloyds Banking Group <strong>1.9%<\/strong><br \/>\nBAA <strong>1.1 %<\/strong><br \/>\nGE Capital <strong>0.9%<\/strong><br \/>\nHSBC <strong>0.9%<\/strong><br \/>\nEDF Energy <strong>0.8%<\/strong><br \/>\nEnel <strong>0.8%<\/strong><br \/>\nMicrosoft<strong> 0.8%<\/strong><br \/>\nTelefonica <strong>0.8%<\/strong><\/p>\n<p>Interesting to see that this fund is holding Blue Chip Assets, such as financial securities issued from corporates like Microsoft, General Electric, HSBC etc. Profitable companies that are able to pay dividends and interest on bonds.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>M&amp;G Investments is a part of Prudential PLC, one of the world&#8217;s largest insurers. M&amp;G is the fund management arm of Prudential. In 1931 they launched the first Unit Trust (collective investment fund) to UK investors. With over \u00a3230 Billion under management, they really are an investment giant. A very highly regarding fund from M&amp;G [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-359","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/359","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=359"}],"version-history":[{"count":1,"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/359\/revisions"}],"predecessor-version":[{"id":360,"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/359\/revisions\/360"}],"wp:attachment":[{"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=359"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=359"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=359"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}