{"id":1447,"date":"2016-02-14T03:17:44","date_gmt":"2016-02-14T03:17:44","guid":{"rendered":"http:\/\/asadkarim.co.uk\/?p=1447"},"modified":"2016-01-15T09:19:09","modified_gmt":"2016-01-15T09:19:09","slug":"investments-direct-line-insurance","status":"publish","type":"post","link":"https:\/\/www.asadkarim.co.uk\/?p=1447","title":{"rendered":"Investments @ Direct Line Insurance"},"content":{"rendered":"<p>The Direct Line Group is a listed UK insurance company, mad famous by the red telephone and changing the way UK consumers bought insurance.<\/p>\n<p><a href=\"http:\/\/www.directlinegroup.com\/\" target=\"_blank\">http:\/\/www.directlinegroup.com\/<\/a><\/p>\n<p>Insurance is a simple business, collect in premiums to take on risk, invest those premiums and if all things being equal, pay-outs on claims are less than the premiums received.<\/p>\n<p>Direct Line invests the premium income, and it is interesting to see what investments it holds:-<\/p>\n<p><a href=\"http:\/\/www.directlinegroup.com\/~\/media\/Files\/D\/Direct-Line-Group-V2\/reports-and-presentations\/Q3-results-announcement-2015.pdf\" target=\"_blank\">http:\/\/www.directlinegroup.com\/~\/media\/Files\/D\/Direct-Line-Group-V2\/reports-and-presentations\/Q3-results-announcement-2015.pdf<\/a><\/p>\n<p><em><strong>Corporate Bonds \u00a34,048.6 Million<\/strong><\/em><br \/>\n<em><strong>Derivatives \u00a3143.1 Million<\/strong><\/em><br \/>\n<em><strong>Local government debt \u00a3103.8 Million<\/strong><\/em><br \/>\n<em><strong>Securitised debt \u00a3314.5 Million<\/strong><\/em><br \/>\n<em><strong>Sovereign debt \u00a3503.8 Million<\/strong><\/em><br \/>\n<em><strong>Infrastructure debt \u00a3301.0 Million<\/strong><\/em><br \/>\n<em><strong>Cash and cash equivalents \u00a31,105.2 Million<\/strong><\/em><br \/>\n<em><strong>Investment property \u00a3340.1 Million<\/strong><\/em><\/p>\n<p>Total \u00a36,860.1 Million<\/p>\n<p>That is <strong>\u00a36.8601 Billion<\/strong><\/p>\n<p>Based on the premium income, they have &#8220;put the money to work&#8221; to buy investments. that in itself generated Investment income of \u00a341.5 Million, and those investments also increased in value by \u00a3152.4 million.<\/p>\n<p>Insurance premiums create investment opportunities.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Direct Line Group is a listed UK insurance company, mad famous by the red telephone and changing the way UK consumers bought insurance. http:\/\/www.directlinegroup.com\/ Insurance is a simple business, collect in premiums to take on risk, invest those premiums and if all things being equal, pay-outs on claims are less than the premiums received. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1447","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/1447","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1447"}],"version-history":[{"count":1,"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/1447\/revisions"}],"predecessor-version":[{"id":1448,"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/1447\/revisions\/1448"}],"wp:attachment":[{"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1447"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1447"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.asadkarim.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1447"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}